Page 1 of 9
The Tribute credit card is the worst card to get, even if you have credit issues, that prevent you from securing other cards, and here's why. When you initiate the card,"Tribute" states that you have a line of credit worth $300.00 Simply put "a lie!"What you do get is a credit line of $78.00, and the rest is deducted by Tribute, in the form of fees that are short of extortion!....This is clearly wrong! When I found out about this, I immediatly stoped the use of the card, and offerd to pay the charges that I was responsible for. Tribute said no, and as a result of that, the charges are now over $600.00 and is now a mark on my credit rating. Do yourself a favor
and avoid this card at all costs!
This company does not have the interest of helping anyone with credit issues, and only further damages ones credit, preventing them from ever attempting on resolving an issue, unless you pay their hyped up fees. Lesson learned. 2cd1369
 Comments (86) |
| 1. Written by Dzcar87 on July 31, 2011 I send my payment in two weeks before it's due and for three months I get a call saying the payment it late. It's not my fault that it takes them two weeks to process a payment. Now the have the audacity to call me on a Sunday morning to say I'm late when I put the check in the mail yesterday for a payment that it not due for two more weeks. I sent them paper and email copies of checks they cashed on two former payments to verify they were made and time and THEY JUST DON"T LISTEN! I have never felt so ripped off, used and abused as a consumer. |
| 2. Written by PR Davis on May 12, 2011 Closed my account and then sent my account to a company called Jefferson Capital Systems / Bureau of Collection Recovery,LLC. I have paid almost a thousand dollars to clear this account and today I got a letter stating I owe $450.00 more!!!!! They have all of my banking information and no one seems to speak English now!!!! I cannot reach a live person with Tribute!!! DO NOT EVER ACCEPT THIS CARD!!!!! $300.00 is not worth what myself and many others have gone through for this little, almost nonexistant credit line will really bring you!!!! Miss a payment or be what they deem a "late payment" and watch the balance double!!!! Mine did, and now my already bad crredit score is worse!!!! |
| 3. Written by mrsanders on April 16, 2011 I didn't even know they existed never had a charge card does anyone have a phone number for them I got bill for 700 dollars |
| 4. Written by E. stapleton on October 7, 2010 Guess what folks? despite what you ever heard about how it is good to pay your credit card bill on time, the simple, plain truth is the card company will drop you like a hot rock when they figure out that they can't make any money from you on late fees etc. I learned this only after getting an accounting degree and going through this song and dance with tribute. I held a tribute card for 5 years and was never late on a payment. Furthermore they gave me several credit line increases due to my good payment record. Then out of the clear blue they closed my account. To add insult to injury, they insisted the card closing was no reflection on me as a customer. |
| 5. Written by SL on September 27, 2010 Well I agree with everyone on this page. These people are a bunch of crooks. They closed my account for no reason. I paid all my payments on time. Meanwhile, they send me a bill each month and are still charging me interest and a monthy maintenance fee on an account that has been closed for a year. And me being who I am and because I care about my credit I am making payments every month on this charge and a card that I can not use and it seems that I can never pay off because of all the fees. |
| 6. Written by Cinhil on June 1, 2010 Just want to say Please report Tribute to the BBB the company is very misleading they close your account for the real reason charge you a monthly fee for account that they close and the closer you get to paying off the balance and being on time with them they will charge you a late fee $35. for being late when you pay on time Tribute is a RIP OFF |
| 7. Written by Tamika on May 26, 2010 I was pre-approved for a Tribute card, and at the time I was trying to repair my credit and felt it was a good idea........boy was I ever wrong. Like some of the other comments posted I had a 300.00 credit limit so I thought. after all the annual fees I had a limit of about 78.00 plus I had to pay 20.00 bucks to get it activated. Needless to say I never activated the card, recived an cancellation letter and thought that was the end of that.......not so, I have a mark on my credit report due to them and they have it listed on my report as a delequint account under Midland Services. how do I owe for a service I did not use and why am I being penalized for it?!?! as stated above....Tribute is the worst company to ever do business with! |
| 8. Written by my name in nora i also had a t on May 25, 2010 the same thing has had happenned to me. |
| 9. Written by E. Edwards on May 10, 2010 We really need a class action lawsuit against Tribute. They are the worlds-worse! My IMAGINE CREDIT CARD account was closed, "due to a management decision", whatever that mean. Then they transferred my account to a TRIBUTE CREDIT CARD ACCOUNT which I never-ever saw. I have a new account number, which is so misleading because I only see the last four digits of the new account number when I log on to my account. When you call those idiots you get bounced from country to country, speaking to people that are 100% ignorant about your account. Whomever you speak to @ Tribute about your account don't have a clue. I have spoken to an American only once since my card was abruptly canceled in Oct, 2009, and that person was somewhat helpful. I don't understand how they can charge a $9.95 Monthly Maintenance Fee for an account that's not maintained. What's even more egregious, is when Tribute purchased IMAGINE accounts, those idiots bill me for the purchase. In other words my credit card balanced INCREASED. What a bunch of Crooks. |
| 10. Written by peter doublet on May 6, 2010 this crdit sent me to a angency called midland credit mamagerment , made a payment to this card on 5/3/2010 they cashed the check an didn't credit the accunt they kept the money they don't want to credit the account the angency they use has a bad record stay away from they people they are bad news  |
 |
| Comments on Tribute cedit card. Worst ever! | |
• Keep the topic of messages relevant to the subject. • Personal attacks will be deleted. • No Links or Scripts. |
